by Grow America Staff | Nov 17, 2025 | Resources for Lenders, Small Business Lending
If you’ve thought about applying for New Markets Tax Credits (NMTC) but didn’t because you thought that the funding was only for traditional community development businesses or projects, we’re here with some good news. NMTC projects can take many forms and show up in...
by Grow America Staff | Sep 11, 2025 | Resources for Lenders, Small Business Lending
A wave of opportunity is coming — are you ready to catch it? Over the next five years, the Baby Boomers who have made up a substantial portion of the workforce since the 1960s will be retiring. The Silver Tsunami, as it’s been dubbed, reflects the wave of retirees who...
by Grow America Staff | Sep 3, 2025 | Resources for Lenders, Small Business Lending
At a glance Crescent Lighting Supply was in a growth phase which made it difficult to qualify for traditional commercial financing. The owners’ character and business experience factored heavily in Grow America’s ability to use SBA 7(a) financing which allowed...
by Grow America Staff | Aug 15, 2025 | Resources for Lenders, Small Business Lending
Here’s a dilemma in small business lending that’s seldom addressed: When loan applications are rejected due to problems with financial documentation, sometimes, the problem isn’t actually with the business’s financials—instead, it’s in the way the financials are...
by Grow America Staff | May 29, 2025 | Resources for Lenders, Small Business Lending
Picture this: Your small business banking client, a local restaurant owner, comes to you for a small business loan with a solid business plan in hand and steady cash flow, too—but their credit score falls short of your requirements. Or maybe it’s a contractor...
by Grow America Staff | Apr 25, 2025 | Resources for Lenders, Small Business Lending
If you’re a banker serving small businesses, you seek innovative strategies that align your bank’s goals with opportunities to better serve your customers—and helping your bank earn Community Reinvestment Act (CRA) credit is one way to achieve this. CRA is an...
