by Grow America Staff | Apr 20, 2026 | Small Business Lending
A Checklist for Small Business Owners If you’ve thought about selling your business one day but talked yourself out of it, you’re not alone. Many owners assume their business is too small, not profitable enough, or that sales only happen for franchises and...
by Grow America Staff | Apr 13, 2026 | Small Business Lending
When a business owner starts thinking about retirement or an exit, the question of what happens to the business is rarely simple. More of those conversations are starting to include a term you may be hearing more often: the employee stock ownership plan, or ESOP. This...
by Grow America Staff | Apr 7, 2026 | Small Business Lending
Your accountant asks for your profit and loss statement. Your bookkeeper mentions cash flow. Your banker wants a balance sheet. If this sounds familiar, and your eyes glaze over at the mention of these terms, you’re not alone. Many small business owners run the...
by Grow America Staff | Mar 9, 2026 | Resources for Business Owners, Small Business Lending
If the prospect of selling your business feels complicated or uncertain, you’re not alone. Many business owners feel this way when they think about their succession plan. The good news is that understanding who could potentially buy your business when the time comes...
by Grow America Staff | Feb 19, 2026 | Small Business Lending
TLC Interpreting and Translation Services had everything a small business lender should want to see: A profitable business, strong client relationships, and global reach serving 250 languages. However, when it came time to apply for a loan, they knew their uneven cash...
by Grow America Staff | Feb 13, 2026 | Resources for Lenders, Small Business Lending
Key takeaways: Business acquisition loans require a different lending approach as underwriting must account for intangible value and transition risk, not just buyer readiness. SBA 7(a) financing supports acquisitions that fall outside traditional lending models,...
