About Us

Our Programs:

Investments in housing and community development
Lending and entrepreneurial support
Advisory support for community and economic development
Training and professional education

Stories of Impact

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Launch or revamp a high-impact lending program with a team that’s ready to bring your vision to life

Grow America’s Lending Advisory Services gives revolving loan funds, impact investing funds, CDFIs, and other alternative lenders everything needed to launch and operate a high-impact lending program without the cost and complexity of building a team from scratch. Scale services to match your market’s needs and start deploying capital where it matters most.

 

In this section:

A plug-and-play lending operation covering every step from application to final loan payment

 

Running a lending program means juggling applications, underwriting, closing, servicing, and compliance—all at once. Grow America can fill gaps in your process or handle the back office while your organization stays front and center, giving you deep expertise at a fraction of the cost of full-time hires.

Program design and policy development

Fund structure, underwriting guidelines, and policy frameworks aligned with your goals and funding requirements

Loan structuring and underwriting

Full due diligence and credit analysis for commercial, real estate, and small business deals

Loan closing

Coordination of loan closings and funding disbursements in full compliance with approved credit terms and program requirements

Loan servicing and portfolio management

Ongoing portfolio oversight including collections, risk assessment, delinquency management, and federal and state compliance reporting

Capacity building and staff training

Hands-on staff training in lending analysis and program management and access to our nationally recognized training and certification programs

Application hosting and administration

Online application intake, loan processing, and closing coordination on our existing platforms

60+

Active advisory services clients

$800M+

In loans originated through our own CDFIs

Nationwide experience

We’ve operated lending programs in all 50 U.S. states

55 years of lending expertise available to your organization
on day one

 

Our team brings deep expertise in raising private sector lending capital as well as operating private- and public-sector funded lending programs.

SBA

CDBG

EDA

EPA

HUD

SSBCI

NMTC

Community Foundations

Banks

Corporate partners

Grow America’s underwriting expertise and capacity-building support have been instrumental in strengthening our credit analysis and risk management practices. Their deep knowledge of economic development finance helped our team navigate complex housing loan challenges with confidence.

Brian Doyle

Lending Manager, Spark Capital

When we needed to re-launch & scale our loan program quickly, Grow America’s Lending Advisory Services team was ready. Their structured approach to program management and deep bench of lending expertise allowed us to expand capacity without sacrificing quality or compliance.

Henry Surjono

Analyst, City of Garden Grove, CA

Programs and organizations we’ve supported

Let’s talk about your lending program

 

A discovery call is the first step. We’ll get to know your goals, your funding sources, and where your program currently stands, then outline exactly how Grow America can help you move forward.

Reach out for a
discovery call:

Andria Martinez

Managing Director, Lending Advisory Services

amartinez@growamerica.org
805-698-8005