Nationwide lending and entrepreneurial support
Our mission-driven small business lending program empowers entrepreneurs from coast-to-coast with the funding needed to grow.
Loans from $10,000 to $5 million that fuel business growth
At Grow America, we believe that loans should help small businesses grow, not burden them with debt that feels hard to repay. Access responsible term debt loans with competitive rates, low down payments, and longer terms to keep more cash at work in your business.
SBA 7(a) loans
Access the most streamlined way to borrow SBA funds for your business.
Community loan funds
Benefit from unique loan programs with favorable rates and terms.
Experience the Grow America difference
$3 billion in loans provided demonstrates our expertise and trust
Efficient process that blends technology with human touch
Personalized lending approach that considers the story behind each business
“Grow America knew me and my needs more than I did.”
“Grow America worked hand in hand with me through the whole process from start to finish.”
“Grow America was incredibly hands-on throughout the process. They moved quickly while keeping us well-informed. Thanks to their loan, we’ve restored our cash flow. Our partnership has given me real peace of mind.”
“Grow America’s common-sense approach and commitment to getting deals done have made them my go-to lender. They understand the unique challenges of small businesses and go above and beyond to make things easy for both me, and the clients I refer.”
“Grow America has elevated my business clients overall banking experience. Their mission and common sense approach has been a welcome partnership that will provide ongoing value and support for banking officers nationwide.”
“We previously tried to run a loan program on our own and it did not work. Our partnership with Grow America allowed us to offer the lowest possible rate and longest possible term to Sussex County businesses. We would not have been able to do this without our partnership with them.”
Your small business
financing knowledge base
Read our latest tips and articles for small businesses and lending partners
What SBA’s new SOP means for 7(a) lending
Another update to SBA’s rulebook just landed — a new SOP (50 10 8.1) took effect on October 1, 2026 and touches several parts of how 7(a) loans get made.
Trusted by businesses, banks, and financial partners nationwide
Ready to move forward with a small business loan?
Apply for a loan with Grow America today, and you could receive a conditional approval within 10 business days.