Washington’s Revenue-Based Financing Fund

Ajust from Grow America

A loan that adjusts to your revenue.

Ajust provides working capital loans with a flexible payback structure that fluctuates to the ebbs and flows of your business’s revenue. With loan amounts ranging from $101,000 to $500,000, it’s perfect for businesses that are looking to grow.

If you are an established business and have a strong cash flow to support a larger loan, Ajust could be a great financing option for you.

Eligibility

Businesses must be:

In business for at least 3 years
Located and registered to do business in Washington State
Profitable

Terms

For larger businesses looking to grow

Working capital loan between $101,000 – $500,000
For businesses that need flexible growth capital
3-year term
Monthly repayment
14.27% APR*
(the multiple of this product is 1.24)

*APR is the estimated cost of your financing expressed as a yearly rate and incorporates interest costs and any other finance charges allowed under SSBCI customer protection guidelines.

Grow America has decades of experience working with small business owners, and they’re dedicated to helping you access the financing you need to reach your business goals.

Are you an established business that’s looking for a larger loan?

Here’s how it works.

Pre-apply

Answer our questions about your business’s recent financial history and its current needs, and find out if you meet eligibility criteria.

Be supported

If you’re eligible, you’ll be connected with a lender that can walk you through the rest of the application process.

Get started here!

This program is supported by the Washington State Department of Commerce and the US Department of Treasury.

The Washington Revenue-Based Financing Fund is supported by the Washington State Department of Commerce and the US Department of Treasury through the Washington State Small Business Credit Initiative (SSBCI). You can visit the agency’s website to learn more about how SSBCI provides additional capital to Community Development Financial Institutions (CDFIs) and participating lenders for small businesses and nonprofits throughout Washington, particularly those in historically underserved and under-banked communities.