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Stories of Impact



Dirtbag Baggers Inc.

Long Beach, CA Small Business Lending

Dirtbag Baggers Inc., is a full-service custom motorcycle shop and one of the leading names in the custom motorcycle industry located in Long Beach, CA.  The business is owned and managed by Michael “Mikey” Uriate, who established the business in 2014.

The Dirtbag Baggers, Inc. applied for an SBA 7a loan though GAF to acquire a commercial property and requested a $813,000 loan with a variable rate of 4.75% and a term of 25 years. GAF Loan Committee approved the loan end of Q3 2021, citing strong cash flow, full collateral coverage, and alignment with NDC’s mission of supporting minority-owned small businesses located in a CDFI eligible census track.  The loan closed right before the end of FY 2021.

GAF was introduced to this small business through a real estate broker and the Long Beach City Economic Development Team that offers free technical assistance to small businesses of all stages. Mikey expressed his appreciation when he stated, I appreciate the excellent service and help GAF provided. We would highly recommend NDC services to other businesses looking to obtain affordable financing to grow their business. Thank you, GAF and Kaleb, for everything!”