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Stories of Impact



Atmosphere Studios

Atmosphere Studios moved operations to a long-vacant warehouse in Salt Lake City’s Granary District. Following the build-out into the new retail, office and showroom space, the growing design firm felt a severe cash crunch, and turned to NDC Grow American Fund for help.

Atmosphere Studios is an 18 year old business that delivers exhibit, interior and event environments across the globe for many premier brands.  Customers range from outdoor sports retailers to medical firms, software companies and transportation manufacturers. Their clients engage Atmosphere Studios for the design and implementation of upscale corporate, retail and public spaces, as well as support for trade shows and traveling sets for events. While Atmosphere Studios provides exceptional engineering and production services, along with turnkey field services for installations around the world; their artistic creativity and depth is what truly sets them apart from their competition. Atmosphere Studios continues to gain notoriety by delivering spectacular results for its many world-class clients and it continues to grow and expand into new markets.

Atmosphere Studios moved to their new, highly-visible location to support the consistent growth of their business operations. Expanding to the new space shrunk their available cash flow to alarming lows. Through a NDC loan program established in Salt Lake with funds from Morgan Stanley, Zions and Synchrony Banks, NDC Grow America Fund was able to help. NDC GAF began working with Atmosphere Studios and realized that the company traditionally financed its receivables through credit cards. Through a $610,000 small business loan, NDC worked with the small business to refinance this high cost debt and free up cash flow for working capital so that the company could continue to meet the cash flow needs as they expand their capacity and increase staff.  The refinancing resulted in an incredible savings of over $325,000 annually.