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From Grow America’s Training Classroom: Using Adjusted Cash Flow to Determine If a Small Business Can Repay a Loan

October 19, 2026
When a business owner comes to you for a loan, you’re responsible for assessing the four C’s of credit: character, capacity, collateral, and cash flow. Together, these metrics help you determine whether or not a small business can reliably pay back a new loan.
What type of SBA loan is right for my business?

October 13, 2026
The right program for your business depends on what the money will pay for and where your business stands today. A good SBA lender will help you sort through that, but knowing the basics first means you show up to that conversation already informed.
Partnership Profile: Cuyahoga County and Grow America Expand Access to Capital and Expertise

October 5, 2026
For Grow America, partnerships like this demonstrate how local governments, lenders, technical assistance providers, and economic development organizations can combine their respective strengths to help businesses grow and communities prosper.
What SBA’s new SOP means for 7(a) lending

October 1, 2026
Another update to SBA’s rulebook just landed — a new SOP (50 10 8.1) took effect on October 1, 2026 and touches several parts of how 7(a) loans get made.
Protected: Internship/fellowship application form
September 29, 2026
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Rebuilding and growing Western North Carolina small businesses

September 23, 2026
Dedicated SBA 7(a) Financing to Help You Recover, Expand, and Grow.
Is your business bookkeeping holding back your loan application?

September 6, 2026
This article walks you through what clean books look like, what lenders need to see, and when to start preparing so you’re ready when it’s time to apply.
How to Present Grow America’s Second Look Program as Part of Your Lending Toolkit

September 2, 2026
Finding the right capital for your clients and guiding them to the right fit, even if it’s not at your institution, creates an ongoing and supportive relationship.
Course catalog
August 17, 2026
Adam Ennis Assumes Leadership of Grow America as New President & CEO
August 17, 2026
Grow America today welcomes Adam Ennis as its new President & Chief Executive Officer. Unanimously selected by the Grow America Board of Directors following an extensive nationwide search, Ennis officially assumes his new role today.
